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Free Credit Repair Tool Kit
If you or someone you know has credit problems - no matter how bad, our
Credit Repair Kit can show you how to improve your credit rating yourself.
Before you spend hundreds or even thousands of dollars on a credit
repair service, we recommend you try our Credit Repair Kit first.  The
information provided in this kit are the same techniques used by
professionals. You will be surprised how easy it is to repair your credit
yourself. With a little time and patience you will be able to achieve the
same results that you would normally pay thousands for aprofessional to
do. Credit repair is not magic. Many companies out there will bilk you out
of your hard earned money, only to use the same techniques provided here.
Don't waste your money! The Federal Trade Commission recommends
that consumers repair their credit themselves and warns of the predatory
nature of most Credit Repair Services.
Sometimes circumstances lead even the best of us to have a less than
desirable credit rating. Let's face it, in today's cashless society, where
everyone uses credit cards and ATM cards, you are judged by your credit
rating any time you want to purchase something!
(This alone is
worth the cost of our Legal Forms Kit.)
Credit Repair Tool Kit - sample letter
EXAMPLE LETTER 3 Request To Delete Inaccurate Information
This letter is used for disputing inaccurate information on your credit report with the credit bureaus. You can dispute anything you feel is inaccurate.
To Whom It May Concern,
I am requesting that the following inaccurate items be immediately investigated. Please delete this misleading information in order to show my true credit history. By the provisions of 15 USC section 1681i of the Fair Credit Reporting Act of 1970, I demand that the following items be re-verified and deleted from my record.
Company Name
Account #
Comments
___Ford Motor Credit_________ _17452764E___ ___This item does not belong to me________
___________________________ ____________ _______________________________________
___________________________ ____________ _______________________________________
___________________________ ____________ _______________________________________
Under federal law, you have 30 days from receipt of this letter to re-verify these entries. It should be understood that failure to do so within a thirty-day period constitutes reason to promptly delete the information from my file FCRA 15 USC s1681i (5)(A).
Also, pursuant to USC s1681i (6)(A) of the Fair Credit Reporting Act, please notify me when the items have been deleted. You may send an updated copy of my credit report to the address below. According to the provisions of 15 USC section 1681j, there should be no charge for this notification.
Additionally, please provide me with the name, address and telephone number of each credit grantor or other subscribers that you contacted for follow up.
My personal information is as follows:
Name: Your Name Here
Social Security Number: 000-00-0000
Date of Birth: MM/DD/YY
Current Address: Your Address
City, State Zip
Previous Address: Address
City, State Zip
Sincerely,
Your Signature Here
Date: MM/DD/YY
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